Risk Institute develops  methodologies for calculating real and nominal rate of return of insurance reserves, methods for calculating the distribution of additional investment income among the insurants, undertakes proper training and education of the insurer employees.

Additional investment income is a key factor in determining the attractiveness of cumulative life insurance. In the developed countries real return provided by the insurers may significantly exceed deposit rates. In Ukraine there are quite stringent restrictions on the assets that may represent insurance reserves, and therefore we have limited opportunities for investment and real rate of return is not high.

Experts of the Risk Institute provide the entire range of services related to distribution of bonuses, namely:

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